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Disability Insurance

Disability insurance is a crucial financial safety net that provides individuals with income protection in the event of an illness or injury that renders them unable to work. This type of insurance offers financial support by replacing a portion of the insured individual's income, helping them meet their ongoing financial obligations even when they are unable to earn an income through work.

The value of obtaining disability insurance lies in its ability to safeguard an individual's financial well-being during times of unexpected health challenges. Without this coverage, a sudden disability could lead to a significant loss of income, potentially impacting one's ability to cover essential expenses such as mortgage or rent, utilities, medical bills, and other daily living costs. Disability insurance acts as a crucial buffer, providing financial stability and confidence during challenging periods of incapacitation.

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