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GSI (Guaranteed Standard Issue) Disability Insurance for Residents and Fellows:

We are your destination for guidance in securing "own occupation" disability insurance specifically tailored for physicians. With an extensive legacy of over 30 years and a distinguished clientele exceeding 8,000 physicians nationwide, our experience in physicians' disability insurance and financial planning uniquely positions us to deliver comprehensive protection at the most advantageous rates.

Our commitment to The White Coat Investor readers and our esteemed clients is underscored by a deep well of professional knowledge, unwavering honesty, and a pragmatic approach to disability insurance. We recognize the pivotal role of early planning in ensuring robust financial stability in the face of life's uncertainties.

When you request a quote with us, you're gaining access to a level of experience that caters to various medical specialties, including internists, emergency room physicians, anesthesiologists, cardiologists, obstetricians, and orthopedic surgeons. Benefit from exclusive employer-sponsored discounts averaging 30%.

Embark on a plan with us, and rest assured that your policy and premium, intricately designed based on your age at the time of purchase, are guaranteed until age 65 and 67. This guarantee shields you from potential rate hikes, contract modifications, or policy cancellations for any reason, including disability. Moreover, with an increase in income, utilizing either an FIO or benefit purchase rider. 

Customize your coverage with options such as non-cancelable and guaranteed renewable policies, an "own-occupation" specialty-specific definition of disability, and a range of total and partial/residual disability benefits. Explore benefit period options that align with your unique needs.

Our array of riders, including the Future Insurance Option (FIO), Optional Inflation Protection (COLA), Optional Retirement Plan Protection (RPP), Optional Student Loan (SLR), and Optional Catastrophic Disability Benefit (CDB), cater to diverse financial strategies.

Click on the link to your prospective school or CALL (201) 843-7700

We have extensive access to all the GSI programs! 

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